Budgeting,  DIY

DIY Cash Envelopes

I’ve been wanting to share this one for a while because I’ve had so many people comment on my envelopes while I’m checking out at stores. The hella cute cash envelope tutorial is here! I decided to make these when I first started budgeting. While you can use regular envelopes for a cash system, making these cute little guys made saving money and sticking with a budget more fun. They slide right into most wallets and will surely keep you organized and on track with your spending.

What you will need:

  • pen or pencil
  • scissors
  • double sided tape or double sided adhesive runner
  • scrap book paper
  • envelope template
  • labels (optional)

I got my scrapbook paper from Michael’s, most likely tried to use a coupon and my rewards points at the same time, and probably got turned down because I’m that sort of person. Use coupons though! Most craft stores have mobile apps now that let you use a coupon whether or not you have joined their mailing list or rewards program. Michael’s is for sure one of these places. Also check the Hobby Lobby circulars, they usually have good deals but checking before you go is a good idea. I also highly recommend joining the JoAnn Fabrics mailing list, they send what seems like monthly coupons (it may be bi-monthly) with really great deals. Anyway, what I’m trying to say is any scrapbook paper works.

Step 1.

Print an envelope template. You can get mine for free by clicking on this Cash Envelope Template link. Warning: I free handed this guy and you might be like “woah, wonky”, but it gets the job done. And this blog is about saving time, money, sanity, which is why that template looks the way it does. If you have time to find a different template that fits the bill (see what I did there), by all means do it, otherwise, I promise the link above will be more than sufficient. If you don’t have access to a printer you can use a regular envelope as a template. It may take some creativity to deconstruct it for tracing though.

Step 2.

Cut out your envelope template and trace it onto the back side of your scrapbook paper. During this step you may want to draw the inside lines also. So  the lines that separate the wings from the main body and so on. It will make folding easier in step 5.

Step 3.

Using the lines you just drew as guide, cut out your envelope body but only around the border. So if you drew on those inside lines DO NOT cut those. You want to keep the wings and top envelope flap attached.

Step 4. 

Pat yourself on the back because you’re awesome, not just at cutting on the line, but also at being a human.

Step 5.

Make folds on the top envelope closure and main body of the envelope.

Step 6.

Create folds on the envelope wings.

Step 7.

Unfold the very top fold (your top envelope closure). Next, use your adhesive roller to put that double sided tape onto the topside of the wings.

Step 7. 

Press the bottom edge of the main body up onto the wings. And you did it! You have an envelope.


Step 8.

This is optional, but if you want to make your envelopes fancy you can add labels to the front. You can also just use a pen to write what the envelope is for on the front. You do you during this step.

Step 9.


I hope that you have found this to be easy enough. If you have questions feel free to comment below or use the contact tab in the main navigation. I’ll get back to you as soon as I can! Make sure you subscribe on the right so you can get emails when I make more posts like this. Happy envelope making!

diy cash envelopes


Leave a Reply

Your email address will not be published. Required fields are marked *